Monday, November 12, 2012

Credit Cards?? Yes, I want!

Being young, one of the things we lick our attention is the clothes right? Many of us go shopping with mom or dad, it is they who help us choose the clothes they buy, who tell us that we have such or in some cases, who limited budget our purchases according to their abilities.



In situations like this, many would like to have that money to make a difference and allow us to buy that garment so special or the latest gadget that your parents do not want to buy you. Underage is more difficult to get money, because very few people give you accepted a job with less than the legal age.

Having a credit card can be a great option for cases like this, however, there are many conditions that are taken into account prior to grant you one of these benefits.

If you have a credit card and do not know what are the details that will allow you to get, consider this listing.

Minimum age: any financial company will consider your age before grant you a credit card. In most cases it takes more than 20 years have to access one. Best to avoid this situation is to help your parents so they can make an extension of your credit card (which has the same facilities and gives the same benefits).
History credit : to request a credit card, the least you need to demonstrate that you're able to pay and your behavior is good payer. As you are young and probably do not have debts, you must provide as collateral to your parents or guardians.



Payment Guarantee: to make sure you actually adhere to the established, is very important to have the support of a job . If you have a job and you already take six to twelve months working for him, banks or credit institutions may approve that you need both.
Remember to manage your money carefully, do not overspend and if possible, take into account the views of an adult so that your expenses do not get out of control. Best of luck!

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